Confidential · Institutional Investor Presentation

    Building the capital
    market for
    insurance agency
    acquisitions.

    Vestr Acquisitions is the institutional marketplace connecting agency owners, strategic acquirers, placement partners, and capital providers across North America.

    Explore the thesisSpeak with our team
    $1T+
    US insurance commission market
    30K+
    Independent agencies in NA
    3
    Aligned revenue engines per deal
    1
    Institutional operating platform
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    Investment Thesis

    Recurring commission income is one of the most attractive cash flows in financial services. Yet the market has no infrastructure.

    Thousands of independent agency principals are approaching retirement without a succession plan. Strategic acquirers continue to expand aggressively. Institutional capital is chasing durable, recurring revenue.

    But every acquisition is still executed in isolation — inconsistent underwriting, fractured sourcing, and reactive financing. Vestr Acquisitions is building the standard rails.

    "We don't compete with buyers. We don't compete with lenders. We create the marketplace where they transact."

    6
    Acquisitions this year as of July 16th, 2026, totaling $27M in funding
    $50B+
    Secured in deployable acquisition financing on June 10th
    2
    Of the largest distributors of agency buyers partnered with on July 1st
    The Problem

    Today's acquisition process is broken.

    Agency Owner
    Business Broker
    Attorney
    CPA
    Buyer Search
    Financing
    Carrier Transfers
    Due Diligence
    Closing
    Integration

    Each transaction managed independently. Every participant maintaining different underwriting standards. Financing sourced from scratch. Buyer discovery fragmented. The market lacks centralized infrastructure.

    Introducing Vestr Acquisitions

    The infrastructure behind insurance M&A.

    Origination
    Agency Owners
    Seller Qualification
    Vestr Acquisitions
    Institutional Transaction Platform
    Standardized origination · underwriting · financing · placement
    Distribution
    Placement Partners
    Capital Partners
    Strategic Buyers
    Closed Acquisition
    Why Now

    The market has reached an inflection point.

    Aging Ownership
    Thousands of agency principals approaching retirement without formal succession plans.
    Accelerating Consolidation
    PE-backed platforms are acquiring aggressively across every insurance vertical.
    Institutional Demand
    Recurring commission income attracting institutional investors seeking durable cash flow.
    Capital Availability
    Debt providers and specialty finance groups now recognize commissions as financeable assets.
    Market Fragmentation
    No organization currently operates as the centralized marketplace connecting all sides.
    First-Mover Window
    The category-defining infrastructure platform has not yet been built.
    Three Revenue Engines

    One transaction. Three aligned revenue streams.

    Engine 01
    Seller Advisory
    • Agency valuations
    • Exit planning
    • Financial preparation
    • Transaction advisory
    Engine 02
    Placement & Acquisition Fees
    • Qualified acquisition opportunities
    • Buyer introductions
    • Transaction management
    • Deal execution
    Engine 03
    Capital Origination
    • Debt placement
    • Private credit
    • Institutional financing
    • Structured acquisition capital
    Marketplace Economics

    Every new participant strengthens the ecosystem.

    01
    More Sellers
    02
    More Acquisition Opportunities
    03
    More Buyers
    04
    Greater Demand for Capital
    05
    More Capital Providers
    06
    Higher Closing Volume
    07
    Greater Marketplace Value
    ↑ self-reinforcing network effect
    Market Opportunity

    A generational transfer of insurance commission income.

    30K+
    Independent agencies across North America
    60%+
    Owners at or approaching retirement age
    $1T+
    Underlying annual insurance commission market
    Yrs
    Runway of institutional-quality deal flow ahead
    Imagine commercial real estate without MLS.
    Imagine mortgages without Fannie Mae.

    Every mature asset class eventually develops centralized infrastructure. Insurance agency acquisitions are reaching that moment — and Vestr is building the rails institutional investors, acquisition firms, and agency owners have never had.

    Illustrative Transaction

    How capital flows through a single Vestr acquisition.

    $4.5M
    Agency Enterprise Value
    $3.15M
    Institutional Financing
    $1.35M
    Sponsor Equity
    →
    Transaction Closes
    ∞
    Recurring Commissions
    Why Vestr Wins

    We aren't building another advisor. We're building the operating system.

    Proprietary Deal Flow
    Direct relationships with agency owners before opportunities reach the broader market.
    Standardized Underwriting
    Institutional financial, operational, and compliance criteria applied to every deal.
    Structured Financing
    Flexible debt and equity solutions built around the transaction, not the borrower.
    Marketplace Data
    Valuation benchmarks, retention analytics, and portfolio-grade reporting.
    Aligned Partners
    We don't compete with acquirers or lenders — we help them scale.
    First-Mover Position
    No organization currently owns the centralized layer of this market.
    Five-Year Vision

    Building North America's largest insurance acquisition marketplace.

    Year 1
    • Launch marketplace
    • Expand placement partners
    • First cohort of acquisitions
    Year 2
    • National expansion
    • Institutional capital partnerships
    • Deal pipeline scaling
    Year 3
    • Full transaction stack
    • Data & analytics products
    • Category leadership
    Year 4
    • Institutional reporting suite
    • Cross-border expansion
    • Preferred origination partner
    Year 5
    • North America marketplace leader
    • Largest proprietary DB
    • Industry operating system
    Building the future of insurance agency acquisitions

    The buyers exist.
    The sellers exist.
    The infrastructure has not.

    Vestr Acquisitions is inviting a select group of institutional capital partners, placement organizations, and strategic acquirers to build this market with us.

    Request the full deckSchedule a briefing
    inquire@vestr.finance · Confidential & Proprietary